2) you are comparing two investment options that each pay 6 percent interest, compounded annually. both options will provide you with $12,000 of income. option a pays $2,000 the first year followed by two annual payments of $5,000 each. option b pays three annual payments of $4,000 each. which one of the following statements is correct given these two investment options? assume a positive discount rate. (no calculations needed.) a) both options are of equal value since they both provide $12,000 of income. b) option a has the higher future value at the end of year 3. c) option b has a higher present value at time 0. d) option b is a perpetuity. e) option a is an annuity.