f inflation falls, people choose to put in a. more effort to keep money balances low. when inflation is unexpectedly low it redistributes wealth from lenders to borrowers. b. less effort to keep money balances low. when inflation is unexpectedly low it redistributes wealth from borrowers to lenders. c. more effort to keep money balances low. when inflation is unexpectedly low it redistributes wealth from borrowers to lenders. d. less effort to keep money balances low. when inflation is unexpectedly low it redistributes wealth from lenders to borrowers.