reynaldo mendez wants to buy a new sail boat. he is planning on making a $9,000 cash down payment, which is a large portion of the cost of what he is financing. in which way is reynaldo reducing his lender's risk? multiple choice he is pledging valuable assets that can be seized if the loan is not repaid. he is repaying the loan over a faster period of time. he is increasing his monthly payments. he is taking a higher stake in the asset he is purchasing. he is sharing the interest rate risk with his lender.