the current market value of a home is $220,000 with a mortgage balance of $120,000. if the lender requires a 75% loan to value ratio, what is the home equity credit limit on this house? the current market value of a home is $220,000 with a mortgage balance of $120,000. if the lender requires a 75% loan to value ratio, what is the home equity credit limit on this house? $45,000 $75,000 $55,000 $100,000