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Under current laws in many states, policies must provide benefits for services given by various providers if benefits would be payable for the same services when given by a physician, as long as the providers are properly qualified and are acting within the scope of their profession. As a result, benefits for various services are often provided and may not be excluded when performed by the following types of health care professionals, if they are practicing within the scope of their license when rendering treatment:
A) Nurses
B) Pharmacists
C) Physical Therapists
D) All of the above