Select the three correct statements regarding credit monitoring.
a. An easy way to monitor your credit rating is simply to order your FICO score from each different agency every four months and check for unusual activity.
b. Checking your own credit score is referred to as making a "soft inquiry" and does not affect your credit rating.
c. Three major credit agencies, TransUnion, Equifax, and Experian provide credit reports to lenders.
d. Every time you check your credit score, it causes your score to drop slightly.