All of the following are examples of misrepresentations that may not be made by an insurer, officer or agent thereof or an insurance broker or solicitor EXCEPT?
1) Misrepresenting the terms, benefits, advantages, or conditions of any insurance policy
2) Making false statements or concealing material facts for the purpose of obtaining a policy or settling a claim
3) Failing to disclose any information that would affect the issuance or renewal of an insurance policy
4) Providing accurate and complete information to the insured