Answer:
It is easier to open a bank account
Step-by-step explanation:
Just consider that banks are for-profit institutions, while credit unions are non-profit. Credit unions usually brag better customer service and lower fees, but have higher interest rates. On the other hand, banks generally have lower interest rates and higher fees.
Regardless the convenience of large banks, credit unions generally excel in customer service due to their non-profit status, but this does not makes the process necessarily easier.
