Answer:
the transfer disclosure statement is limited to information that the seller has, while the natural hazards disclosure requires additional research
Explanation:
Both of these statements are prepared by the seller. The transfer disclosure statement has requirement for just declaration of obvious latent defects. It is limited to information that the seller has, while the natural hazards disclosure statement requires divulging if the property is in a zone known to be risky based on government maps. Therefore it requires additional research.
