Answer:
True.
Step-by-step explanation:
Health insurance is an insurance that covers the whole or a part of medical expenses. It could include surgical expenses, general medical expenses or even dental expenses, depends on the the company.
The insurance system is aimed to provided coverage to people over 65 years old, people with certain type of disabilities, people with chronic diseases. There are different types of plans.
However, the main reason of health insurance is because the cost tend to be very expensive, take surgical expenses as an example, the majority of people aren't able to pay a surgical procedure if they needed.
Therefore, this statement is true.
