Answer:
1. Hugo has enough money to buy what he wants
2. Creating a budget helps people to make sure that they'll have enough money for other stuff, such as bills, food, etc.
3. A factor that could affect spending choices could be a sickness in the family, like cancer. You have to pay for chemo as well as the other hospital bills. I once had a neighbor who had cancer and they needed to spend a lot of money to get rid of it. They usually had a monthly budget, but they had to go over to take care of the bills.
