The most challenging part is to make sure you follow the budget even when I took the time to track my expenses. Also, you learn there are unexpected expenses but having a budget makes you feel confident.
Last year, I created a budget for a trip, and the most difficult part was both thinking about all the elements in the budget and tracking all the expenses before and during the trip.
I took the time to track my spending by checking the budget every time I spent money for the trip.
I discovered there are some unexpected expenses I had not considered such as renewing my passport or paying taxes.
Having a plan makes me feel confident about spending money because I have control of it.
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