Where in the dwelling policy is it stated that earth movement, landslide, mine subsidence, and mudflow are not covered unless resulting from direct loss by fire or explosion?

Respuesta :

common exclusions, Due of their catastrophic character, the aforementioned risks—earth movement, landslide, mine material, and mudflow—are not covered by the dwelling insurance.

The Basic Form is designed on a named dangers basis and only covers the risks of fire, lightning, and internal explosion. It excludes theft and damage to trees, shrubs, and plants.

The Dwelling Policy's Coverage C for Personal Property provides coverage for damaged household and personal property that is being transported between the insured's old and new homes.

What is Dwelling Policy's?

  • The portion of your homeowners insurance policy known as dwelling coverage, or "dwelling insurance," may assist in covering the cost of repairing or rebuilding the physical structure of your house if a covered hazard causes damage to it.
  • Farm property is not eligible, mobile homes must be firmly affixed to the foundation, and only incidental business is covered if the residence is utilized primarily for domestic purposes.

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