Respuesta :

The purpose of NCUA Lending regulation is to create stability and to keep a fair condition in a lending process. A foul or a fraud in the lending process could easily have been made if there is a bad intention in either creditor or debtor in the lending process. An intention for not paying a credit agreement is one of this foul example.
The NCUA stands for the "National Credit Union Administration" and it is administered by the United States. The purpose of NCUA Lending Regulations is to regulate, monitor the credit unions and check they are following the federal regulations with regards to credits.