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Jerry lost his credit card and instead of reporting it right away, he decides to continue looking for it believing he could find it. Some time passes and after two weeks, he logs into the account activity page of his credit card and sees a recent $500 internet purchase that was made by someone else. At that moment, he calls to report his card stolen. How much of this $500 charge is Jerry at risk for having to pay?

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meerkat18

Jerry did not report his lost credit card right away believing that he could find it. Fraudulent transactions were made on his account and he is responsible to pay the maximum amount of $50 under the Fair Credit Billing Act (FCBA).

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