If your budget allows you extra money for the month, you should save the money. Saving the money is the best answer for all of them, because you'll be ready in case you need more money later on. Also, if you save in a bank, you can make interest, however low, which means a couple of more cents extra for your pocket. Investing is the next best choice, but do not invest all of your money. You may want to invest in emergency products in case natural disasters arrive. It is important to develop a risk management plan, because if your plan fails, you will need a back-up plan to help you survive the future
hope this helps
