The factor which is advantage of using credit cards good record keeping. Thus the correct answer is D.
What is a credit card?
A credit card is a kind of plastic card that is provided by a bank as the facility of credit that allows customers to borrow funds to a pre-approved limit. It makes it possible for clients to buy both goods and services.
For privacy and safety, credit cards are used. Due to the issuer's acceptance of the risk of default by ensuring the merchants' payment, credit cards are recognized as payment everywhere. Customers can also invest less in payments while using credit cards abroad.
Credit cards are associated with the banks so records of all the transactions are kept by the bank which helps it be considered good record keeping.
Therefore, option D good record keeping is the appropriate answer.
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